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Renters Insurance Basics

Your landlord insures the building. Renters insurance covers your belongings, your liability and your living costs after a covered loss.

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Personal property

Covers your belongings against covered perils such as fire, theft and certain water damage — often including property temporarily away from home.

Liability

Helps if someone is injured in your unit or you damage someone else's property, including many pet-related incidents subject to policy terms.

Additional living expenses

Helps with temporary housing and extra costs if a covered loss makes your unit uninhabitable.

Bundling

Many providers discount auto insurance when a renters policy is added, which can offset part of the renters premium.

General educational information, not insurance advice or a quote. Coverage terms, availability and pricing are determined by the insurer and vary by state.

Talk with a licensed agent

Free, no-obligation quote information for auto, home, renters and condo insurance. No pressure.

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Free & no obligation · Auto, home & bundle only · No health or life insurance